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| Term |
Points |
Loan to Value Ratio |
Interest Rate |
Annual Percentage Rate |
Loan Amount |
Number of Payments |
Monthly Payment |
| 15 Year |
1 Point |
80% |
6.250% |
6.399% |
$50,000.00 |
180 |
$428.72 |
| 15 Year |
1 Point |
90% |
6.750% |
6.906% |
$50,000.00 |
180 |
$442.46 |
| 15 Year |
1 Point |
95% |
7.125% |
7.287% |
$50,000.00 |
180 |
$452.92 |
| 15 Year |
1 Point |
97% |
7.500% |
7.672% |
$50,000.00 |
180 |
$463.51 |
| 15 Year |
2 Points |
80% |
6.125% |
6.369% |
$50,000.00 |
180 |
$425.32 |
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| 30 Year |
1 Point |
80% |
6.750% |
6.908% |
$50,000.00 |
360 |
$324.30 |
| 30 Year |
1 Point |
90% |
7.250% |
7.417% |
$50,000.00 |
360 |
$341.09 |
| 30 Year |
1 Point |
95% |
7.625% |
7.799% |
$50,000.00 |
360 |
$353.90 |
| 30 Year |
1 Point |
97% |
8.000% |
8.181% |
$50,000.00 |
360 |
$366.89 |
| 30 Year |
2 Points |
80% |
6.625% |
6.881% |
$50,000.00 |
360 |
$320.16 |
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The disclosed rates apply to the purchase or refinance of a personal residence.
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