Rates

Deposit Rates

Effective 
11-28-17
     Interest 
Rate
     Annual % 
Yield
    Min Opening 
Deposit
     Min to Avoid 
Monthly Charge
Consumer   Checking            
Americheck Eagle   0.05        0.05   $50    $500
Americheck Senior    0.10         0.10      $50    $100 
Americheck Patriot            $5,000    $5,000 
Tier 1: 
$5,000-$9,999.99 
  0.04   

    0.04  

           
Tier 2: 
$10,000-$24,999.99
  0.08

  0.08

       
Tier 3: 
$25,000 - $99,999.99
  0.15

  0.15

       
Tier 4: 
$100,000 and over
  0.20

  0.20

       
                 
Statement Savings   0.15    0.15    $100   $100
Student Savings    0.10    0.10      $25    $25
Custodial Savings    0.15    0.15    N/A    N/A 
Preferred Savings            $5,000    $100 
Tier 1: 
$5,000 - $9,999.99
  0.08

  0.08   

       
Tier 2: 
$10,000-$24,999.99
  0.15

  0.15

       
Tier 3: 
$25,000 - $99,999.99
  0.20

  0.20

       
Tier 4: 
$100,000 and over
  0.25

  0.25

       
                 
Certificates of Deposit &
IRA Certificates of Deposit
               
90 Days     0.15     0.15     $500     N/A
182 Days   0.20   0.20   $500   N/A
  9 Mos   0.30   0.30   $500    N/A
12 Mos   0.50   0.50   $500    N/A
15 Mos   0.60   0.60   $500    N/A
18 Mos   0.75   0.75   $500    N/A
24 Mos   1.00        1.00   $500    N/A
30 Mos   1.10   1.10   $500    N/A
36 Mos   1.24   1.25   $500    N/A
60 Mos   1.74   1.75   $500    N/A

 

Interest is calculated on the daily balance - the amount of principal in the account each day. The Annual Percentage Yield assumes that interest is on deposit until maturity. All rates are subject to change without notice. All fees assessed will reduce earnings on an account. On certificates of deposit accounts, a penalty will be imposed for early withdrawals.